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	<title>Frugality Guru</title>
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	<description>Save Save and Save again</description>
	<pubDate>Mon, 14 Jun 2010 16:02:58 +0000</pubDate>
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		<title>Money Saving Websites and Forums a Great Resource for Free Stuff</title>
		<link>http://frugalityguru.com/830/money-saving-websites-and-forums-a-great-resource-for-free-stuff/</link>
		<comments>http://frugalityguru.com/830/money-saving-websites-and-forums-a-great-resource-for-free-stuff/#comments</comments>
		<pubDate>Mon, 14 Jun 2010 16:02:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Free stuff]]></category>

		<category><![CDATA[Barcode]]></category>

		<category><![CDATA[Coupon Resources]]></category>

		<category><![CDATA[Coupons And Rebates]]></category>

		<category><![CDATA[Coupons Free]]></category>

		<category><![CDATA[Coupons Rebates]]></category>

		<category><![CDATA[Credit Card Numbers]]></category>

		<category><![CDATA[Department Store]]></category>

		<category><![CDATA[Everyday Household]]></category>

		<category><![CDATA[Grocery Coupons]]></category>

		<category><![CDATA[Household Items]]></category>

		<category><![CDATA[How To Save Money]]></category>

		<category><![CDATA[Internet Viruses]]></category>

		<category><![CDATA[Moneysaving Tips]]></category>

		<category><![CDATA[Next Shopping]]></category>

		<category><![CDATA[Scanner]]></category>

		<category><![CDATA[Social Security]]></category>

		<category><![CDATA[Social Security Numbers]]></category>

		<category><![CDATA[Telephone Number]]></category>

		<category><![CDATA[Web Pages]]></category>

		<guid isPermaLink="false">http://frugalityguru.com/?p=830</guid>
		<description><![CDATA[In any economy, it is essential to save money and therefore any way there is to get free stuff is a good way. Many pages online offer help, advice and even coupons on how to save money and be frugal. These websites offer coupons to reduce the grocery or department store bill, send out monthly [...]]]></description>
			<content:encoded><![CDATA[<p>In any economy, it is essential to save money and therefore any way there is to get free stuff is a good way. Many pages online offer help, advice and even coupons on how to save money and be frugal. These websites offer coupons to reduce the grocery or department store bill, send out monthly newsletter with the best moneysaving tips and even direct their visitors to free stuff.</p>
<p>Many bigger companies, manufacturers of everyday household items and restaurants offer coupons for reduced price or sometimes free products. Visiting every month all the different manufacturers’ web pages can be very lengthy and proves to be not very efficient. But by visiting one of the sites that cumulate all that information into their web pages, one can save enormous amounts of time and additionally save dollars when shopping.</p>
<p>Essentially, when looking for web pages that offer grocery coupons, links to free products and more it is important to make sure that a trustworthy site is entered. On the Internet, viruses and identity theft are a great concern. Of course, many of these online coupon resources require signing up, but it always depends on the information they ask to determine whether a page is fraud or not. In general such pages should not ask for social security numbers, credit card numbers or other account information. They may ask for name, age, telephone number and address.</p>
<p>Signing up to one of these wonderful money saving pages is quick and easy. Many of these web pages also offer coupon printers so that the barcode on coupons gets printed legible for the store scanner. Some of the coupons and rebates found on those pages will help the shopper to free products or credit on a store card so that the shopper is able to receive free products at the next shopping trip. There are pages that even offer state customized advice. These pages offer a list of coupons, free products and special offers from certain stores close to the location that was picked as home location. This function offers shoppers the opportunity to exactly know where they are able to get free or reduced products close to home and shoppers do not have to do a lengthy search to find out which stores will accept certain deals and coupons.</p>
<p>Some of the pages also offer forums, where other shoppers will post advice or deals that they saw in the area. This is often a great tool to save, since stores will have a reduced sale, a clearance sale after a certain holiday and other shoppers will post where they saw great deals. This way whoever is subscribed to receive alerts from the forum gets to know where great seasonal or short-term deals due to promotions and clearances can be found. The more pages a shopper is a part of, the more deals can be found and the more money can be saved.</p>
<p>Money savers are everywhere and with little effort shoppers can save money for college funds, vacations funds or just to have some money for fun. When looking to reduce monthly spending and still trying to stay at a certain standard of living, online resources can be used to just do that. There are many companies, that will offer free trial sizes or regular sizes of new or improved products and to find out about such deals, a subscription to one of the moneysaving websites can help shoppers to more of these free products. It is easy to save money, and the more experienced a shopper gets and the more a shopper learns about saving money with these websites, the more will actually be saved.</p>
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		<item>
		<title>Your Retirement Guide To Living Cheap&#8230;Four Ways To Have It All</title>
		<link>http://frugalityguru.com/671/your-retirement-guide-to-living-cheapfour-ways-to-have-it-all/</link>
		<comments>http://frugalityguru.com/671/your-retirement-guide-to-living-cheapfour-ways-to-have-it-all/#comments</comments>
		<pubDate>Fri, 19 Feb 2010 20:14:20 +0000</pubDate>
		<dc:creator>Gary P. Pierce</dc:creator>
		
		<category><![CDATA[Family Budgeting]]></category>

		<category><![CDATA[Free stuff]]></category>

		<category><![CDATA[Anchor]]></category>

		<category><![CDATA[Anchor Bay]]></category>

		<category><![CDATA[Beautiful Bay]]></category>

		<category><![CDATA[Big House]]></category>

		<category><![CDATA[Changes In Latitude]]></category>

		<category><![CDATA[cheap living]]></category>

		<category><![CDATA[Downsizing]]></category>

		<category><![CDATA[Enough Money]]></category>

		<category><![CDATA[Foot Sailboat]]></category>

		<category><![CDATA[frugal living]]></category>

		<category><![CDATA[frugal retirement living]]></category>

		<category><![CDATA[guide to living cheap]]></category>

		<category><![CDATA[Health Insurance]]></category>

		<category><![CDATA[Jimmy Buffett]]></category>

		<category><![CDATA[Lifestyles]]></category>

		<category><![CDATA[living in an RV]]></category>

		<category><![CDATA[Living In Mexico]]></category>

		<category><![CDATA[living on a sailboat]]></category>

		<category><![CDATA[One Million]]></category>

		<category><![CDATA[Piece Of Cake]]></category>

		<category><![CDATA[retire]]></category>

		<category><![CDATA[Retirement]]></category>

		<category><![CDATA[Retirement Guide]]></category>

		<category><![CDATA[Retirement Home]]></category>

		<category><![CDATA[Retirement Lifestyle]]></category>

		<category><![CDATA[retiring]]></category>

		<category><![CDATA[sailing]]></category>

		<category><![CDATA[Square Feet]]></category>

		<category><![CDATA[Time Rv]]></category>

		<category><![CDATA[travel]]></category>

		<category><![CDATA[Violent Crime]]></category>

		<category><![CDATA[Virgin Islands]]></category>

		<guid isPermaLink="false">http://frugalityguru.com/?p=671</guid>
		<description><![CDATA[The guide to living cheap does not mean sacrifice. If you think you do not have enough money to retire...stop a minute. Here are four different lifestyles which has kept the writer and wife retired for 15 years. They are not only cheap they are fun as well...you can do this too.]]></description>
			<content:encoded><![CDATA[<p>The guide to living cheap does not mean sacrifice. If you think you do not have enough money to retire&#8230;stop a minute. Here are four different lifestyles which has kept the writer and wife retired for 15 years. They are not only cheap they are fun as well&#8230;you can do this too.</p>
<p>1) Living on a sailboat in the Caribbean. We lived the life Jimmy Buffett sings about for eight wonderful years. Up and down the island chain from Venezuela to the Virgin Islands. Cheap&#8230;we averaged spending $1,000 a month when in the islands. Remember there is no charge for dropping your anchor in a beautiful bay. Ashore in the hotels they were paying $500 and up per night&#8230;we had a better view.</p>
<p>2) Full time RV is a great frugal retirement lifestyle. If you enjoy traveling without the hassle of packing and unpacking, give it a try. Monthly rent was around $450&#8230;pretty cheap including utilities. We used the RV as a means of finding a permanent retirement home. You can enjoy this fun, frugal retirement lifestyle too.</p>
<p>3) Live Overseas&#8230;we did for eight years. It is fun, cheap, safe and interesting. Currently one million Americans are living in Mexico. You can live very well here for $1500 to $2000 a month&#8230;including a maid&#8230;and health insurance which is $270 a year. You are three times more likely to a victim of violent crime in Mexico vs the US. Jimmy Buffett is right folks&#8230;changes in latitude changes in attitude.</p>
<p>4) Downsizing&#8230;when we moved from a 1800 square foot home to a 35 foot sailboat&#8230;about 50 square feet of space where you can stand up. You quickly find out that you can do without 98% of your stuff&#8230;and that is conservative. Downsizing from a big house to a condo is a piece of cake.</p>
<p>Still think you can not afford to retire?</p>
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