RSS Feed

Archive for the ‘Free stuff’ Category

Your Retirement Guide To Living Cheap…Four Ways To Have It All

The guide to living cheap does not mean sacrifice. If you think you do not have enough money to retire…stop a minute. Here are four different lifestyles which has kept the writer and wife retired for 15 years. They are not only cheap they are fun as well…you can do this too.

1) Living on a sailboat in the Caribbean. We lived the life Jimmy Buffett sings about for eight wonderful years. Up and down the island chain from Venezuela to the Virgin Islands. Cheap…we averaged spending $1,000 a month when in the islands. Remember there is no charge for dropping your anchor in a beautiful bay. Ashore in the hotels they were paying $500 and up per night…we had a better view.

2) Full time RV is a great frugal retirement lifestyle. If you enjoy traveling without the hassle of packing and unpacking, give it a try. Monthly rent was around $450…pretty cheap including utilities. We used the RV as a means of finding a permanent retirement home. You can enjoy this fun, frugal retirement lifestyle too.

3) Live Overseas…we did for eight years. It is fun, cheap, safe and interesting. Currently one million Americans are living in Mexico. You can live very well here for $1500 to $2000 a month…including a maid…and health insurance which is $270 a year. You are three times more likely to a victim of violent crime in Mexico vs the US. Jimmy Buffett is right folks…changes in latitude changes in attitude.

4) Downsizing…when we moved from a 1800 square foot home to a 35 foot sailboat…about 50 square feet of space where you can stand up. You quickly find out that you can do without 98% of your stuff…and that is conservative. Downsizing from a big house to a condo is a piece of cake.

Still think you can not afford to retire?

( 0 )

February 19th, 2010

Lucky Seven: 7 Budget-Friendly Decorating Tips

If you are a decorator on a budget, this is the perfect read for you. Below are some money-saving ideas for home improvement:

Recycle – old furnishings are not synonymous to tacky just as new furnishings are not all chic. You can still use whatever furnishings you have by simple upgrading and this you can do by polishing, re-upholstering, accessorizing or thorough cleaning. Believe it or not, these simple methods can make your old furniture and rooms look brand new. Rearranging the furniture, switching pieces and adding few accessories can transform your home for a lot less!

Apply a Coat of Paint- This is one of the best ways to change the look of a room. It’s also very affordable. You can use your imagination and choose an entirely new color scheme or use a set of stencils for a unique look. If you aren’t sure of the color, buy a small can of paint and test it out first.

Use your artwork. You don’t necessarily have to be Picasso to display your artwork. Simple creative and artistic stuff you have will look nice. After all, it’s your home you’re decorating and not an art gallery. A collage of pictures, paper art or origami, flower arrangement, swatches of fabrics, murals, etc. are already works of art that look will make your home interior unique and artistic, even if you’re not a real artist. See, no need to spend for a painting or whatever wall decor.

Make New Curtains- Curtain are one of the easiest things to sew and you can create an entire new look for your room for just a few dollars. You can also find many curtains at yard sales and thrift stores, if you feel you are a little bit “sewing challenged.”

Buy an Area Rug- An area rug can quickly change the entire feel of a room. You’ll need to make sure you measure your room before you start looking, as you don’t want to buy a rug that is too big. Make sure the rug is large enough to fit under all four legs of whatever furniture you put it under. Otherwise, you’ll end up with furniture that is uneven. Circular rugs work best in smaller rooms, while rectangular rugs work best in larger rooms. You can also change the rugs between rooms to create new looks.

Use area rugs – your decorating endeavor will only be called complete if you have area rugs to adorn your floors or walls with. If you don’t wish to buy new pieces, simply switch area rugs between rooms.

Install new lighting – no well-decorated home will look polished with a dull light to boot. Your place will only look shady and dim. What a shame for that redecorating effort. Change old lightings. If you have money to spare, buying a new lamp to add to your bedroom or living room will be a refreshing treat for the eyes.

There are many ways that you can save money when you are redecorating a room. Most of the above tips can be completed for under a hundred dollars, and some for much, much less than that. Use your imagination to create a look that inspires you and is right in line with your tastes.

Making Dollars Out Of Cents.…. 101 Tips For The Frugal Marketer.

( 0 )

February 11th, 2010

To All Our Readers

Hi all, we are just trying out some new blog front ends and a few add ins to make your experience with Frugality Guru a more enjoyable experience. If you have any comments, money saving tips, articles you would like us to post on our site. Please don’t hesitate to contact us.

For all our friends that have signed up for our free month news letter, I hope that you have enjoyed them and thank you for the many positive mails we have received. I am sorry if the work causes any inconvenience. Thanks again to all our readers….Bill F.G

( 0 )

April 15th, 2009

Shares In something new! Best part its Free!!

Hi Guys

Something incredible has arrived!

I just became a shareholder in me2everyone and I never had to pay a single penny for the shares! It can only be described as the gold-rush for 2009. This company is going to be huge and shares will soar in value over the coming months! You can register for free and it never has to cost you a single penny!

me2everyone is going to be a cool new virtual world where you can meet friends, chat, shop, play, watch videos, create an art gallery, open a virtual newspaper, play the free inworld lottery and make money from your own online store! You and everyone you know make the decisions, shape the world, create real incomes and share in the profits. It’s a new place where you meet new people or invite your friends. Learn new skills or expand your business. Find the love of your life or help the planet.

Membership is free and every member automatically becomes a shareholder in me2everyone Limited. Personally I have 1000 shares in the venture and I am going to increase my shares very soon. This is an excellent chance for all of us to make some real progress in 2009 and beyond! Please do not miss it.

If you are looking for something really good in 2009: something that changes your view on the world, then you really have to spend just one minute and look at this website.

It certainly cant do any harm and its Free!!

Please click or copy and paste link into your browser to join

www.me2everyone.com/297083

Bill   F.G

( 0 )

March 15th, 2009

SEO Powered by Platinum SEO from Techblissonline